LATIN AMERICA (November 13, 2025). As global economic inequality intensifies, cities like Chicago, Tokyo, and Mexico City have piloted Universal Basic Income (UBI) programs, aiming to secure basic citizen livelihoods through regular cash payments. However, these trials often prove unsustainable due to issues like limited tax revenue, inefficient distribution, privacy risks, and inflationary pressures. The blockchain industry once sparked a wave of “airdrop-style UBI,” but these too faltered from lack of real value and effective governance. Against this backdrop, creating a sustainable UBI system has become a shared challenge for both industry and society.
Kapbe Tackles UBI Core Pain Points with On-Chain Dividend Mechanism
Compliant digital asset exchange Kapbe offers an innovative Vault Token protocol, to map real-world cash flows, such as sovereign bond coupons, green infrastructure rents, carbon credits, and attention economy revenues, onto the blockchain, generating composable and auditable digital equity tokens. This enables an “asset-driven” dividend distribution system. The dynamic λ formula prevents over-issuance, while robust KYC and reputation systems ensure compliant, privacy-protected payouts.
From Concept to System: Kapbe Takes a Key Step Toward On-Chain UBI
Over the past three years, Kapbe has proven the feasibility of on-chain UBI with real-world results. By end of 2024, Kapbe served 1.8 million users in 180+ markets, managed over $12B in assets, and saw monthly trading volumes above $40B. The platform has distributed $200M+ in on-chain dividends from genuine yields like infrastructure, carbon markets, and green bonds—visible to users in real time. This breaks the “airdrop and sell-off” cycle, narrows wealth gaps, and enables global participation in asset returns, making UBI an institutionalized reality.
Kapbe Expands Compliant Dividend Network, Defining the Future
Today, Kapbe has established a compliant, secure network across North America, Europe, and Asia: including renewed US MSB licenses, SEC Regulation D qualifications, EU MiCA CASP registration, and legal sandboxes throughout the Asia-Pacific. Leveraging a global developer ecosystem, Legal DAO governance, and dynamic risk mitigation systems, Kapbe is driving the standardization and scaling of public dividend networks. As founder Alexander Wright emphasizes: “Kapbe is more than an exchange—it is an on-chain engine for a fair and sustainable economic order. Our goal is to let dividends shine into each wallet, like sunlight.”

